Why Every Senior Needs a Power of Attorney

September 17, 2025

What if you suddenly couldn’t sign a check to pay your bills? Who would decide on your medical care if you were in the hospital and unable to communicate? Would your family know what to do, or would they be forced to go to court just to help?

These are real situations that many seniors and their families face. The good news is, you don’t have to leave those questions unanswered. A Power of Attorney (POA) is one of the most effective ways to make sure you’re protected. At Dillman & Owen Estate and Elder Law, we help families put Powers of Attorney in place as part of a comprehensive Life Care Planning program, a proactive plan that covers your health, finances, and legal needs as you age.

Why a Power of Attorney Matters

What happens if you don’t have a POA? If you lose the ability to manage your affairs, your loved ones may have no legal authority to step in. They might have to petition for guardianship, a process that can be stressful, expensive, and time-consuming.

With a POA in place, you’ve already chosen the person you trust. They can immediately handle financial accounts, approve necessary medical care, or communicate with doctors and banks on your behalf. Instead of scrambling in an emergency, your family can focus on supporting you.

As part of Life Care Planning, this step doesn’t just answer “who makes decisions.” It provides continuity, protects your finances, and ensures your wishes guide every choice.

What Types of Power of Attorney Should You Consider?

Durable Power of Attorney

If you were suddenly incapacitated—say due to a stroke or advanced illness—who would handle your day-to-day financial matters? A Durable Power of Attorney makes sure that person has the legal authority to act on your behalf, even during incapacity. This can cover everything from paying your mortgage to managing retirement accounts.

Healthcare Power of Attorney

What if you couldn’t speak for yourself during a medical emergency? Who would doctors turn to for guidance? A Healthcare Power of Attorney allows someone you trust to make medical decisions that reflect your values and preferences. This way, even when you can’t speak, your voice is still heard.

Why Indiana Seniors Need Local Guidance

Could a generic form from the internet cover you? Maybe not. Indiana law has specific requirements for Powers of Attorney to be valid and enforceable. If your document doesn’t meet those standards, your family could still face delays or court involvement.

Our team’s deep knowledge of Indiana elder law ensures your POA is not only valid but fits seamlessly into a broader Life Care Plan designed to protect your future.

How Dillman & Owen Supports You

When you work with us, we don’t just hand you a form and send you on your way. We ask the “what if” questions that many families never think to ask:

  • What if your health changes and long-term care is needed?
  • What if your finances are strained by unexpected medical bills?
  • What if family members disagree on the best course of action?

By addressing these scenarios up front, we create a plan that reduces uncertainty and provides real peace of mind. Our support includes:

  • Drafting and Customizing POAs to fit your unique needs.
  • Integrating POAs into a full Life Care Planning program that also covers wills, trusts, Medicaid planning, and more.
  • Compassionate Guidance for both seniors and families who want to feel prepared rather than caught off guard.

Take Action for Your Tomorrow Today

If you found yourself in an emergency tomorrow, would your family know what to do—or would they be left guessing? A Power of Attorney is one of the simplest ways to make sure they’re equipped to help you.

At Dillman & Owen, we help seniors and their families build POAs into a comprehensive Life Care Plan that protects health, finances, and future goals.

Contact us today to start planning with confidence. The right steps now can save your family stress later and ensure your wishes are always respected.

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