What would happen if you or a loved one needed nursing home care tomorrow? Would your savings cover the costs—or would you risk losing everything you've worked hard to build?
Too many families wait until a health crisis forces them into rushed decisions. But with proper Medicaid planning, you don’t have to face that kind of uncertainty.
At Dillman & Owen Estate and Elder Law, our Indianapolis Medicaid planning lawyers help you prepare before a crisis strikes. We’ll walk you through the options, explain the laws, and build a plan that protects your assets and your peace of mind.
Understanding the Basics of Medicaid Planning
Medicaid planning involves structuring your finances and legal documents to ensure you can qualify for long-term care benefits—without spending down all of your savings. With the cost of nursing home care in Indiana averaging thousands per month, proactive planning can make all the difference.
We help clients:
- Understand Indiana’s Medicaid eligibility requirements
- Protect assets using legal tools like trusts and transfers
- Avoid penalties that come with last-minute moves
The Importance of Early Planning
One of the most common (and costly) mistakes we see is waiting too long.
By planning ahead—ideally five years before care is needed—you open the door to more options. You’ll have time to:
- Legally shield assets from Medicaid’s spend-down requirements
- Reduce stress for your loved ones during an already difficult time
- Maintain more control over how your care is handled
Even if you’re unsure what the future holds, it’s always better to explore your options early.
How Dillman & Owen Estate and Elder Law Can Help
Every family’s financial picture is different, and so is every Medicaid plan we create. When you work with our team, you get:
A personalized approach – We take the time to understand your goals, assets, and concerns
Experienced guidance – Our attorneys focus on elder law and know how to navigate Indiana’s Medicaid system
Compassionate support – We’re here not only as legal advisors, but as partners who care about your future
Whether you’re planning for yourself, your spouse, or an aging parent, we’re here to help you move forward with clarity and confidence.
Medicaid Planning Is Just One Piece of the Puzzle
At Dillman & Owen, we offer more than just Medicaid applications and asset protection strategies. Our Life Care Planning Program takes a comprehensive approach to aging, combining legal planning, health care coordination, and family support under one roof.
Through Life Care Planning, we help you:
- Create or update wills, trusts, and powers of attorney
- Navigate Medicare and Medicaid options
- Coordinate care and housing decisions over time
- Support your family with clear guidance and advocacy
This holistic program ensures that as your needs change, your plan evolves—so you can age with dignity, security, and support.
Take the First Step Toward Peace of Mind With Our Medicaid Planning Attorneys
It’s never too early—or too late—to start planning. Reach out to Dillman & Owen Estate and Elder Law to schedule your Medicaid planning consultation today. Let us help you protect your assets, prepare for long-term care, and create a Life Care Plan that brings peace of mind to you and your loved ones.
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